Digital Pension: From complex project to digital innovation

Digital retirement planning offers enormous potential – but getting started remains difficult for many customers. Younger target groups, in particular, have neither the time nor the inclination to painstakingly research their retirement situation or decipher complex technical terms. The result: Important decisions are postponed or never made at all.

At the same time, banks and insurers face the challenge of making retirement planning advice economically viable. High manual effort and processes that are difficult to scale are hindering development.

Open Pension will ensure standardized data interfaces in the long term – similar to Open Banking. However, it will take patience and cooperation from all stakeholders before a comprehensive market standard is established. The good news: Institutions don't have to wait.

With smart digital processes, intelligent data utilization, and artificial intelligence, self-service solutions can already be developed today that reduce complexity, present individual retirement planning situations in an understandable way, and guide customers step by step to relevant decisions – directly where they already are: in e-banking or the customer portal.

What you can expect in the webinar:

• Context: Goals and challenges of Digital Pension from the perspective of customers and institutions
• Market overview: Open Pension today and tomorrow – what is realistic?
• How AI and automation are simplifying and scaling digital retirement planning
• Our vision of digital retirement planning advice within the digital customer interface – including a live demo of a implemented module directly in e-banking

This webinar is aimed at those responsible for digital channels, e-banking, consulting, and retirement planning in banks and insurance companies, as well as stakeholders and interested parties in the field of Open Pension.

Duration: approx. 40 minutes